Not many people think there’s much chance of them getting
caught up in identity fraud, but it’s a very real risk for everyone. Some
identity thieves will focus on getting hold of your credit card number to take
money; others will use one small piece of information about you to steal your
And they do this using low-tech methods. More often than not
it’s done through simple theft. They’ll take your wallet, your mail, and credit
cards and then use the information within to steal.
Like we said, it’s a real risk for anyone and everyone, but
if you arm yourself with some basic knowledge you can stay one step ahead of
Lock everything up
Identity thieves are good. They can use one piece of
information to gain access to everything else about you. That’s why it’s
imperative that you lock all important documents up. National insurance card,
birth certificate, passports – they should all be stored away safely.
Review your bank
statements every week
Not only will this help you manage finances better, but
it’ll help you catch out any unusual activity early on. If you see withdrawals
you don’t remember making, or there’s online transactions you don’t recall you
need to get on to your bank immediately. Cancelling the account is often the
best way to go.
Check the ATM
Some identity thieves go as far as rigging ATM machines to
work for them to get hold of your details. So try and take note of any
differences in the card machine you’re using. Is there a feature you haven’t
seen before? Does the card slot look different?
Run your hand across the top, just above the screen too. If
you feel a little hole it could be the sign of a camera hole filming your pin
Stay alert at the
a salesperson takes your card to conduct a transaction, keep your eye on them.
If they turn away with your card in hand for a prolonged period of time then
they could be up to no good. It doesn’t take long for them to scan your card
into a skimming terminal to copy the data.
The main thing here is to use your common sense. Don’t flaunt your card.